BRX Finance offers a modular and highly customizable approach to structuring financial products through our Product Blocks. These blocks provide enhanced flexibility, security, and efficiency in financial operations for both issuers and investors.

Here’s an expanded overview of the BRX Product Blocks, highlighting the functionality and benefits of each:

Investor Dash

Functionality
A user-friendly interface for investors to control investments, track performance, and generate reports.

Benefit
Provides real-time transparency into investments, connecting seamlessly with other blocks like the Investor Safe and Securitization.

Investor Safe

Functionality
Secure multi-signature storage for investor funds.

Benefit
Protects funds through a decentralized security mechanism while allowing integration with payment systems for seamless transactions.

Loan Manager

Functionality
Centralized management of loans, from registration to pay-out and reconciliation.

Benefit
Automates the lifecycle of loans, reducing manual errors and ensuring consistent tracking of capital flow.

Receivable Validator

Functionality
Validates receivables based on pre-set eligibility criteria.

Benefit
Ensures that only verified, high-quality receivables are included in the operations, enhancing investor confidence.

Securitization

Functionality
Handles legal compliance and tokenization of deals.

Benefit
Simplifies complex legal processes and enables the conversion of financial assets into tradable tokens, unlocking liquidity.

On-Chain Pix

Functionality
Manages on-chain payments, both pay-in and pay-out.

Benefit
Facilitates fast, secure payments integrated with decentralized finance (DeFi) systems, reducing reliance on traditional banking methods.

Dedicated Account

Functionality
Provides a bank account interface for coordinating payments and segregating funds.

Benefit
Offers greater control over funds, ensuring secure and transparent management.

Oracles

Functionality
Feeds off-chain data into the system for risk assessments and validation.

Benefit
Enhances accuracy by incorporating real-world information, improving decision-making in financial operations.

Risk Model Engine

Functionality
Implements on-chain risk models to evaluate financial operations.

Benefit
Automates risk assessments, reducing operational risks and increasing the efficiency of capital allocation.

Escrow Account

Functionality
Manages split payments between operators and loan managers.

Benefit
Ensures secure, transparent distribution of funds, preventing misallocation and improving trust.

On-Chain KYC

Functionality
Validates the identity of operators, borrowers, and investors.

Benefit
Enhances compliance by ensuring that only authorized users participate in financial transactions.

Hedging

Functionality
Mitigates currency exposure for non-BRL investors.

Benefit
Protects investors from currency fluctuations, particularly useful for international participants in Brazilian markets.

Pix2Contract

Functionality
Direct payment integration between Pix and smart contracts.

Benefit
Allows for automated, secure payments, streamlining financial operations and reducing administrative overhead.

Base Yielding Token

Functionality
A rebasing stablecoin that provides treasury yields.

Benefit
Offers investors a stable, yield-generating asset, enhancing portfolio returns while maintaining low volatility.